IndianOil Premium to Miles & Smiles transfer guide

Review the Axis IndianOil Premium to Miles & Smiles transfer ratio, timing, cap and booking checks before moving points.

AxisAxis IndianOil Premium

Airline partnerMiles & Smiles

You transfer10,000IndianOil Premium pts

You receive5,000Miles & Smiles pts

1,000at 2:1 ratio2,00,000

One-way transfer — points move from card to partner only and cannot be moved back.

Route brief

The ratio matters after the redemption is real. Find the award seat, calculate the amount, verify the account and submit only when ready to book.

Confirm the redemption existsCheck Miles & Smiles for the exact award seat, taxes, cancellation rules and passenger or guest names before moving points.
Calculate the exact transfer amountUse the 2:1 ratio, 1,00,000 per calendar year limit and the live booking price to avoid transferring stranded points.
Verify the loyalty accountMatch the Miles & Smiles membership number and account name before submitting through the IndianOil Premium rewards portal.
Transfer and book immediatelySubmit only when ready to book, track the Up to 10 working days posting window and complete the redemption as soon as points land.

Estimated output: At the current 2:1 guide ratio, 10,000 IndianOil Premium points estimate 5,000 Miles & Smiles points before transfer bonuses, taxes or award-price changes.
Availability first: Confirm that the Miles & Smiles award seat is visible, bookable and worth the taxes and cancellation rules before transferring.
Failure points: Account-name mismatches, an incorrect membership number, 1,00,000 per calendar year, up to 10 working days posting window, repricing and sold-out inventory can break the booking plan.
Official route note: Partner permits only one transfer per day.

How many Miles & Smiles points is 10,000 IndianOil Premium points?: At the 2:1 transfer ratio, 10,000 Axis IndianOil Premium points convert to about 5,000 Miles & Smiles points before any transfer bonus. Ratios and award prices change, so confirm in the Axis portal before moving points.
How long does the IndianOil Premium to Miles & Smiles transfer take?: Up to 10 working days once you confirm the transfer in the Axis rewards portal. Only transfer after the award seat is confirmed — the move cannot be reversed.
Can you transfer Miles & Smiles points back to IndianOil Premium?: No. Card-to-partner transfers are one-way and final. Move only the exact points you need for a booking you are ready to make.
Is there a cap on IndianOil Premium to Miles & Smiles transfers?: 1,00,000 per calendar year. Check the issuer portal for the current cap, fees and any required registration before you transfer.
Is IndianOil Premium to Miles & Smiles a good transfer?: The 2:1 ratio loses value on the way out, so it is worth it only when Miles & Smiles has award space you cannot match more cheaply elsewhere. Confirm the booking first.

Other partners available from the same source program.