Transfer partner guides

Find the transfer path before moving points.

Compare route guides, ratios and booking checks.

Source-backed transfer partners

Frequently checked routes

Start with these guide pages when you are comparing a card program against an airline or hotel partner.

If you already know the card program, jump straight to the partner list and transfer math for that source.

Award space, taxes, passenger names and cancellation terms matter more than a clean transfer ratio.

Run the cap, bonus and partner-point output before sending points out of the issuer portal.

What is a credit card transfer partner?: A transfer partner is an airline or hotel loyalty program that accepts points moved from a credit-card rewards program. You convert card points into the partner's miles or points, then redeem them for flights or hotel stays.
Which Indian banks let you transfer credit card points to airlines?: These source-backed guides currently cover Axis, HSBC, SBI Card, HDFC, ICICI, Kotak, IndusInd, RBL, Federal, Jupiter, DBS, Union Bank, PNB, Amex, Central Bank of India, Karur Vysya Bank, South Indian Bank — 55 cards and 446 routes into 34 airline and hotel partners. More issuers are added as official ratio tables are verified.
Are credit card transfer ratios always 1:1?: No. Ratios vary by card and partner. A 1:1 or better ratio moves points with no loss; diluted ratios like 2:1 or 5:4 give you fewer partner points, so they only make sense when the award price justifies the move.
Can I transfer airline miles back to my credit card?: No. Card-to-partner transfers are one-way and final. Only move the exact points you need for a booking you are ready to make.
How do I get the most value from a points transfer?: Confirm the award seat or room first, calculate the exact points needed, verify your loyalty account, then transfer only when you are ready to book. The value comes from the redemption, not the transfer ratio alone.