HDFC Infinia
HDFC Bank · Visa InfiniteInvite onlySmartBuyLounge
- Fee
- Rs 12,500 + GSTWaiver at Rs 10L
- SmartBuy
- 15,000 bonus RP/month cap
- Lounges
- Unlimited
Checked against HDFC Bank’s own pages on 3 October 2026
What you get
- Earn 5 RP per Rs 150 on eligible retail spends, worth up to Rs 1/RP for SmartBuy flights, hotels, Tanishq and Apple redemptions.
- SmartBuy offers 5X rewards on flights and instant vouchers and 10X on hotels, with a 15,000 bonus RP monthly cap.
Worth knowing
- SmartBuy
- SmartBuy accelerators; bonus cap 15K RP/month, live rates apply
- SmartBuy cap
- Up to 15,000 bonus RP per month
- Lounge
- Unlimited domestic + international access
- Transfers
- Accor 2:1; other ratios require the card-specific portal
- Fee
- Rs 12,500 + GST, waived at Rs 10L spends
SmartBuy’s transfer screen requires cardholder verification. Accor 2:1 is confirmed by Accor’s official HDFC terms; other current card-specific ratios require the live account screen.
