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SBI Card MILES calculator

What will your SBI Card Travel Credits convert to?

SBI Card MILES, MILES PRIME and MILES ELITE earn Travel Credits that transfer to airline and hotel partners — many at 1:1. Set your balance and compare every partner.

25,000 Travel Credits on SBI Card MILES ELITE

25,000

AirAsia miles — the most across 25 partners1:1

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Earns Travel Credits

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All 25 transfer partners

  • AirAsia RewardsMost
    1:1 Up to 21 days
    25,000miles
  • Aeroplan
    1:1 Up to 21 days
    25,000miles
  • Flying Blue
    1:1 Up to 21 days
    25,000miles
  • Maharaja Club
    1:1 Approximately 2 working days
    25,000miles
  • The British Airways Club
    1:1 Up to 21 days
    25,000miles
  • Asia Miles (Cathay)
    1:1 Up to 21 days
    25,000miles
  • Etihad Guest
    1:1 Up to 21 days
    25,000miles
  • SpiceClub
    1:1 Up to 21 days
    25,000miles
  • Royal Orchid Plus
    1:1 Up to 21 days
    25,000miles
  • Qantas Frequent Flyer
    1:1 Up to 21 days
    25,000miles
  • Lotusmiles (Vietnam Airlines)
    1:1 Up to 21 days
    25,000miles
  • IHG One Rewards
    1:1 Up to 21 days
    25,000points
  • Wyndham Rewards
    1:1 Up to 21 days
    25,000points
  • Radisson Rewards
    1:1 Up to 21 days
    25,000points
  • AirRewards by Air Arabia
    2:1 Up to 21 days
    12,500miles
  • Emirates Skywards
    2:1 Up to 21 days
    12,500miles
  • ShebaMiles
    2:1 Up to 21 days
    12,500miles
  • JAL Mileage Bank
    2:1 Up to 21 days
    12,500miles
  • Saudia AlFursan
    2:1 Up to 21 days
    12,500miles
  • Miles & Smiles
    2:1 Up to 21 days
    12,500miles
  • United MileagePlus
    2:1 Up to 21 days
    12,500miles
  • ALL - Accor Live Limitless
    2:1 Up to 21 days
    12,500points
  • Club ITC
    2:1 Up to 21 days
    12,500points
  • Jumeirah One
    2:1 Up to 21 days
    12,500points
  • Shangri-La Circle
    6:1 Up to 21 days
    4,166points

Ratios verified 20 June 2026 from issuer & loyalty-program sources. Confirm the live rate in your issuer portal before any transfer — moves are one-way and final.

How to transfer SBI Card Travel Credits

  1. Open the SBI Card site or app

    Sign in and go to Rewards → your MILES / Travel Credits balance, then choose transfer to a partner.

  2. Link your loyalty account

    Add the airline or hotel program first — Travel Credits can only move into an account you already hold.

  3. Pick the partner and transfer

    Many partners convert 1:1; some (Emirates, JAL, Turkish, United, Accor, Club ITC) are 2:1 and Shangri-La is 6:1. Enter the amount and confirm.

  4. Wait for posting

    Posting times vary by partner. Transfers are one-way and final, so move only what a confirmed booking needs.

Questions, answered

How many miles is 25,000 SBI Card MILES ELITE Travel Credits?

For the many 1:1 partners — AirAsia, Aeroplan, Flying Blue, Air India Maharaja Club, British Airways Club, Asia Miles, Etihad and more — 25,000 Travel Credits become about 25,000 partner miles. Partners like Emirates, JAL, Turkish, United, Accor and Club ITC convert at 2:1 (about 12,500). Use the calculator above for the exact figure.

Do SBI MILES, MILES PRIME and MILES ELITE transfer at different ratios?

No — all three SBI Card MILES variants share the same transfer table, so the calculator output is identical for each. They differ in annual fee, earn rate and benefits, not transfer ratios.

What is a Travel Credit on SBI Card MILES?

SBI Card's rewards-program terms define 1 Travel Credit as worth ₹1 toward an Air Mile or Hotel Point. Travel Credits earned on the MILES cards transfer to participating airline and hotel loyalty programs at the published ratios.

Which SBI Card partners convert at 1:1?

Most of them — including AirAsia, Aeroplan, Flying Blue, Air India Maharaja Club, British Airways Club, Asia Miles, Etihad Guest, Qantas, Royal Orchid Plus, Lotusmiles, IHG One, Radisson and Wyndham. The diluted ones include Emirates, JAL, Turkish, United, Accor, Club ITC and Shangri-La.

Are SBI Card Travel Credits worth transferring to miles?

With many 1:1 partners, SBI MILES transfers can hold value well — but the real worth depends on the award you book. Turn on the ₹ value toggle and set your own per-mile estimate; we never assert a fixed value.

Sources we checked